Shawn Sef with Equity Mainly Matters is recognized and well known within the Mortgage industry for providing his clients with a cost-efficient solution in the form of First and Second Mortgages, Private Mortgages, Refinance, Home Equity Loans, Commercial Mortgages, HELOC (Home Equity Line of Credit), and many other Mortgage Solutions.
Shawn has access to various types of Lenders/Investors from all across the province of Ontario which includes, institutional lenders (Banks), B Lenders (Trust Companies), Credit Unions and Private Lenders/Investors.
Shawn prides himself on improving each client’s financial situation by ensuring that each and every one of his clients Mortgages are perfect for their particular needs.
Equity Mainly Matters has helped a large number of clients from all over Ontario resolve their Mortgage issues, such as Mortgage arrears, property tax arrears, CRA arrears, consumer proposal. Shawn has also helped many of his clients save their houses during extremely difficult times such as Power of Sale/Foreclosure process. Shawn always has his clients best interests at heart and mind and he demonstrates this by going above and beyond for them.
Shawn also specializes in assisting borrowers with credit issues. Equity Mainly Matters has helped many clients rebuild their credit by providing them with insight guidance in order to help transition them from a bad credit borrower to a great credit borrower.
Shawn has always provided his clients with a customized Mortgage Solution which helps solve their problems, especially when they’re stuck and require his Mortgage expertise. If a Mortgage loan offer doesn’t make sense for the borrower, Shawn will surely make you aware of this and suggest an alternative Mortgage Solution that would make the most sense for the borrower and their family.
As an alternative lending specialist, I have access to a vast variety of Mortgage lenders/Investors who will provide the borrower with several different product options regardless of the borrower’s credit and income status.
I’m a hardworking, caring, trustworthy and passionate Mortgage Agent who is well-informed and knowledgeable in all types of Mortgage Financing. I have had the pleasure of helping and approving many borrowers from all across the Province of Ontario for many different types of Mortgage loans. I have a solid plan and solution in mind for all types of challenging scenarios.
My job is to assist you to the best of my ability by going above and beyond. I will not judge you. I’m here to listen to your Mortgage inquiry and provide you with the best possible advice/assistance in order to help you overcome your financial obstacles so that you can improve your overall given situation and transition into traditional lending products as quickly as possible.
Home Equity Loans Approved In Less Than 24 Hours!
Borrow against the equity of your Property
Shawn is a hard-working, reliable, trustworthy, caring and passionate Mortgage Agent with many years of experience within the financial industry. Shawn will arrange for short and long term Mortgage loans that will benefit you and your family throughout your Mortgage loan term.
Shawn is a very firm believer that if there is a solid objective/plan set in motion, it will essentially help prepare and execute you and your families goals of achieving the best possible solution which makes the most sense and is most suited for you and your families overall requirements.
I’m committed to helping my clients obtain the best possible Mortgage Solution regardless of their credit, debt or income criteria. It’s a part of my job to help relieve your stress by helping you get approved for a cost-effective Mortgage while you’re experiencing difficult times.
Once I have helped you transition out of your difficult scenario, I can then transition you into a conventional Mortgage product at the best available rates.
My expertise is to help homeowners get approved for Mortgage loans after they’ve been turned down by banks and other lenders. I will assess your given situation and will execute a solid plan that will help you and your family achieve a successful winning formula which will in return help you and your family save thousands of dollars.
In October 2016, the government of Ontario introduced the new stress test rule which used to apply to insured mortgages where the borrower had less than 20% for the down payment of a home purchase.