Equity Mainly Matters specializes in assisting borrowers who have been turned down by banks. Some of these reasons can be due to being Self-Employed and therefore, the borrower is experiencing difficulties proving their income to the banks. Other reasons may be due to the borrower having poor credit or low income.
We also specialize in assisting borrowers with credit issues. If a borrower has bad/bruised credit, will help pair them up with an alternative Mortgage Solution product suited for their particular needs for a short temporary time period, until we have helped our client repair and rebuild their credit, making it easier for them to qualify for traditional (bank) Mortgages again.
As long as you have a minimum of 20% or more equity in your property, we can help get your Mortgage loan Approved!
We always provide our clients with excellent and unbiased service. Our company has many years of experience within the Mortgage industry.
We provide our clients with many great Mortgage Solution products that helps achieve their short and long term goals. We always ensure our clients receive the best service regardless of their given unique financial situation.
Equity Mainly Matters has access to over 200+ Lenders therefore, making it easier for our company to approve our clients Mortgage loan requests.
We assess our clients Mortgage needs and help pair them up with Lenders that would be most suited and beneficial for them.
We approve our clients Mortgage loan requests with the lowest rates and fees and best terms, even in today’s competitive market.
We assist all types borrowers, regardless of their credit or income level.
We provide our clients with quick quotes. Within the first 5-10 minutes of learning about our clients Mortgage loan inquiries, we will have a solid, well-executed plan in mind for them. We’re well known in the industry for approving our clients Mortgage loan requests within 24 hours.
It can generally take up to 1 week to close and get funded however, we offer urgent closing timeframes of 2-3 business days for clients in need of urgent funding.
We always have a solid plan in effect, as well as a great Mortgage Solution product in place that would be most suited and beneficial for our clients short and long term financial goals.
Our objective is to help our clients repair and rebuild their credit situation and score. This will then help us transition our clients back into low rate Institutional (bank) Mortgage Solution products again.
We have a great Mortgage Solution product available for all types of borrowers, regardless of their income or credit level.
We’re a highly motivated and driven team of Mortgage Professionals with many years of experience within the Mortgage industry. We have helped many clients over the years transition from a bad credit borrower to a great credit borrower.
We help our clients achieve success by helping them save their hard-earned money from paying high interest lenders and creditors. This helps our clients eliminate unnecessary stress.
Achieving this level of success, motivates and drive us to continuously push for more successful results for all of our clients.
We take a lot of pride in making ourselves available to our clients on a daily bases. We’re open 7 days a week and available 24 hours a day to serve our clients. You can contact us via telephone, email, text message or any of our Social Media platforms.
We are also committed to social responsibility and believe that our financial health goes hand-in-hand with our social and charitable responsibilities. Through our social responsibility program, we donate a portion of our profits to local charities that support affordable housing, education, and environmental protection.
We’re a friendly, trustworthy, reliable, caring and passionate Mortgage team with many years of experience within the financial industry. You can always count on us to get the job done for you.
We ensure all of our client’s Mortgage loan inquiries are responded to in a time efficient manner. Will help get your Mortgage loan request approved, especially when you’re stuck and require our professional Mortgage expertise.
EQUITY MAINLY MATTERS
We’re a hard-working, reliable, trustworthy, caring and passionate Mortgage team with many years of experience within the financial industry.
Equity Mainly Matters helps borrowers obtain solid Mortgage Solution products when they’re stuck and require our professional Mortgage expertise. Most of our clients have been turned down by traditional bank lenders due to the banks strict lending guidelines.
We’re a very firm believer that if there is a solid plan/objective set in motion, it will help prepare and execute our clients goals. We provide our clients with the best possible Mortgage solution product which is most suited for their given situation.
Equity Mainly Matters is always looking out for the clients best interest. Our professionalism, customer service skills and overall work ethic are the most 3 important qualities that we possess.
TO YOU
Equity Mainly Matters is committed to helping clients obtain the best possible Mortgage Solution product regardless of their given credit, debt or income level.
It’s a part of our job to help relieve stress from our clients by helping them get approved for a cost-effective Mortgage solution products while they’re encountering difficult times.
Once we have helped our clients transition out of their difficult scenario, we then transition them into a conventional (bank) Mortgage solution product at the best available rates offered.
We’re committed to educating and guiding our clients throughout some of their most difficult life transpiring events that they might be encountering.
We help our clients maximize their savings and help set them and their families up with a positive financial future.
Equity Mainly Matters specializes in assisting borrowers who have been turned down by banks. Some of these reasons can be due to being Self-Employed and therefore, the borrower is experiencing difficulties proving their income to the banks. Other reasons may be due to the borrower having poor credit or low income.
We also specialize in assisting borrowers with credit issues. If a borrower has bad credit, will help pair them up with an alternative Mortgage solution product for a short temporary time period until we have helped our client repair and rebuild their credit.
Equity Mainly Matters has helped many clients rebuild their credit by providing them with insight guidance in order to help transition them from a bad credit borrower to a great credit borrower. We provide our clients with tips and advice regularly which in return, helps them improve their credit situation and score much quicker.
“The average borrower does not qualify for Institutional (Bank) Mortgage loans due to the banks various strict lending qualifications that the borrower must adhere to.
This is when we at Equity Mainly Matters come into play and provide the borrower with alternative Mortgage Solution products for a short temporary time period. During this time period, we will work closely with the borrower and help them improve their credit situation. This will then help the borrower transition from a bad credit borrower to a great credit borrower.
Unlike many other Mortgage Brokers that part ways with their clients, once their Mortgage loan has been arranged, We will continuously make all possible efforts in order to help our clients repair/rebuild their overall credit situation.
We will continuously touch base with our clients and provide them with expert knowledge, tips and advice which in return will help them improve their credit situation and score therefore, making it easier for them to qualify for a traditional bank Mortgage again.”
I had a very pleasant experience working with Shawn Sef at Equity Mainly Matters Loans. We contacted Shawn looking for help in order to pay off our high interest credit card debts. Shawn made the process very easy for us by explaining the Mortgage loan details for the Debt Consolidation Mortgage Solution which he recommended for us. Shawn was actively present every step of the way and was very knowledgeable. I will definitely recommend Shawn to my peers due to his knowledge, professionalism and expertise.
Shawn is extremely passionate about his job. Shawn always demonstrates a positive and professional attitude. His easy going and friendly personality always makes the experience of working with him fun and stress free. Shawn made the entire Mortgage loan process very simple for me to which I’m thankful for. Shawn is very proactive and updates me on a regular basis in regards to my file.
Me and my husband had never worked with a Mortgage Broker before. I needed to consolidate all of my debts. I was paying high monthly interest fees to my creditors and my bank informed me that I couldn’t get approved with them because of my low credit score. Shawn did an excellent job by helping me consolidate and pay off all of my various high interest debts. I’m now debt free. My credit score has improved and I don’t owe creditors any monthly high interest payments. We went from paying $1,650 month towards our credit card debts and loans, to now paying only $520 month which helped us build up a good savings. Shawn rescued us from our creditors and helped us save an extensive amount of money for our families future.
As a first time home buyer, we required a Mortgage broker who was willing to be very patient with us and to explain every detail of the Mortgage loan process and provide us with as much information as possible. Shawn informed us of the exact required down payment amount (based on the types of lenders that we qualified for), fees, closing costs, Land Transfer tax etc. Shawn was very good in providing us with accurate rates, figures and calculations which we realized we could afford the monthly Mortgage payments and make the Home Purchase work. One other important factor was that Shawn kept on top of our file by updating the progress every step of the way which was very important to us. Shawn is very proactive which we appreciated!
Shawn helped our family obtain a low rate 2nd Mortgage from a Private Lender. Banks turned us down as we failed to meet their requirements for the stress test, income and credit criteria. However, Shawn was able to find various Private Lenders/Investors that were interested in making us an offer and we ended up taking a great offer for a 2nd Mortgage which made the most sense for us. We will definitely refer our family and friends to Shawn in the near future. I can’t say how much I appreciate all the time and effort Shawn put into our file.
Shawn demonstrates excellent customer service skills. He’s always very quick to respond to my emails and calls. Shawn helped me get approved twice in the past year alone and I hope to work with him again in the near future. Shawn was very friendly, attentive and dedicated his time and effort by providing me with solid knowledge, expertise and advice which in return helped the process of purchasing my first home very easy and stress free. Shawn even followed up on my behalf with my lawyer in order to finalize all the details. I would highly recommend his services.
From the first time I spoke with Shawn Sef, I felt comfortable and at ease which was due to his calm and patient personality and attitude. He was also very understanding and caring to our current situation and needs by providing the best course of action for us to take which made the most sense for our family. Shawn is very knowledgeable within the mortgage field and delivered exactly what he said he would. He even provided us with accurate closing/funding dates from day one. I would definitely recommend Shawn Sef to any borrower looking for a good
Mortgage broker.
Shawn had helped my wife and I obtain a 2nd Mortgage from a Private Lender last year. We used the majority of the Mortgage loan proceeds to help renovate/upgrade our home. Once the refurbishments had concluded, we ordered a new appraisal and noticed that our house value had increased substantially. The following year, Shawn helped us refinance both our Institutional and Private Mortgages into a new low rate, 1st Mortgage with an A Lender (Bank) which is going to help us save an extensive amount of money in monthly payments moving forward. I’m very thankful for Shawn’s knowledge, skills and expertise within the mortgage industry which ended up helping us save thousands of dollars.
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